Maybe I'm a cynic, but I don't see how decreases in car ads or financial services are a bad thing.

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1) Cars: Currently, auto sales are a big cartel. Every state has regulations preventing or substantially shackling internet sales of new cars. Now, the only thing an auto dealership offers is the degrading process of "oh, I dunno, gee, I'm gonna have to talk to my boss about the offer you just made" and "here's a payment plan we offer where I only talk about the monthly payments and hide the effective 15% interest rate it really charges."

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2) Basically, the financial services industry revolves around convincing you to invest with them to "beat the market." They rely on artificially increasing investing complexity . One financial advisor told me my investment plan is going to differ "totally from the guy in the next cubicle." Yeah, we're the same age, have the same investment horizon ... whatever, dude. Really, most don't "beat the market" and all you have is the honor of paying usurious fees for supposed stock-picking "wisdom".

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There really need to be less of these ads. Is there something bigger I'm missing?